Tutorials
Everyone · Credits and billing

Understand SP and MP credits

Theo Park
Getting started · 3 min read · Jul 2026

Wisetree uses two credits. SP covers everyday conversation and is spent per reply; MP covers richer creations — images, video, songs — and is only charged after a creation succeeds. Everyone gets a weekly top-up, and you can buy more when you need it.

Credits keep things simple: a light one for talking, a heavier one for making. Knowing which is which means no surprises.

Step by step

  1. 1

    See your balance

    A balance chip shows your SP and MP so you always know where you stand.

  2. 2

    Spend SP on chat

    Ordinary conversation spends a little SP per reply — routed to the cheapest capability that fits.

  3. 3

    Spend MP on creations

    Ask for an image, video, or song and it draws MP — but only once it is made and shown to you.

  4. 4

    Top up when low

    Everyone gets a weekly refill; when you need more, buy a pack — bigger packs give bonus credits.

Why two kinds of credit

Talking and making cost very different amounts behind the scenes. Splitting them keeps everyday chat cheap while pricing richer creations fairly — and you only ever pay for a creation that actually lands.

Key terms

SP.
The everyday credit spent on chat replies — cheap, and used the most.
MP.
The credit for richer creations (images, video, songs), charged only after one succeeds.

FAQ

Do I pay if a creation fails?

No. MP is charged only after a creation succeeds and is delivered — a failed generation costs you nothing.

Do credits refill?

Yes — everyone gets a weekly top-up up to a cap, and you can buy more any time if you run out.

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